Across the country, businesses are choosing to go green. In addition to helping the planet, environmentally friendly practices and facilities can enhance the reputation of a business and lower its energy and…
Does my business need earthquake insurance?
Though rare in many areas of the country, earthquakes can be highly destructive. Commercial property insurance covers some natural events, such as wind damage, but you must purchase separate coverage if you…
Do I need business interruption insurance?
Most people would never consider opening a business without first purchasing property insurance to cover the cost to repair or replace a building or equipment that’s been damaged due to a covered…
Shopping for business insurance
In many ways, shopping for business insurance is similar to making other important purchases, such as buying a car. You’ll want to compare prices, features and quality. At the same time, evaluating…
Filing a business insurance claim
It’s tough to face a situation that sets back your business. Imagine if: An electrical fire damages your offices, equipment or inventory—and temporarily shuts down your business. A burglary results in stolen…
Finding the right insurance professional for your business
Depending on the nature and size of your business, evaluating and purchasing insurance coverage can be a daunting task. It may make sense to work with an insurance professional—a broker or agent—who…
Why should I buy life insurance?
Many financial experts consider life insurance to be the cornerstone of sound financial planning. It can be an important tool in the following situations: Replace income for dependents. If people depend on your…
What are the different types of permanent life insurance policies?
Whole or ordinary life This is the most common type of permanent insurance policy. It offers a death benefit along with a savings account. If you pick this type of life insurance…